Safe and compliant real-world transactions on any public blockchain

Crypto’s first private decentralized payment messaging protocol for VASPs financial institutions, DeFi, and Self-hosted wallets

Read the TAP Whitepaper Read the standards

Safe, Private and Compliant Transactions

Authorize transactions with confidence

The first practical approach for handling complex transaction authorizations for critical and complex real-world use cases such as e-commerce, trade, and cross-border payments settled on blockchains.

Comply with latest regulations: Comply with your regulators implementation of FATF’s Travel Rule, and other regulations without compromising user privacy.
Avoid loss of customer funds: Ensure that your customers' transactions arrive at the correct destination without loss or theft of funds.
Reconciliation with real-world business processes: Record keeping for accounting, order fulfillment, and regulatory compliance purposes.
Better and more secure user experience: Replace confusing and insecure blockchain addresses with your customer's real-world counterparts.

Real-world Crypto

Transactions between people rather than cryptographic addresses

Securely and Privately connect the real-world identities of your customers and counterparties to blockchain transactions.

Safer withdrawals and deposits: Dramatically improve the safety and security of your customers' on-chain transactions
Post-trade settlement: Ensure that trading transactions on modern non-custodial exchanges are settled securely and rapidly by third-party custodian.
B2B Payments: Instantly settled cross border payments that are tied to your customers, suppliers, and invoices not opaque blockchain addresses.
E-Commerce Payments: Securely and privately share merchant, invoice, and customer information to safely enable e-commerce payments using stablecoins

Fully Open and Public Domain

No gatekeepers, no restrictions, no limits

Public domain: Fully open and public domain. No need to ask for permission or worry about licensing. Update, remix, and distribute as you see fit.
Permissionless Innovation: Don't depend on gatekeepers and slow committee processes. Updated and adapt to new technologies and challenges as they happen. Innovate and build without asking for permission. Anyone can submit a Transaction Authorization Improvement Proposal.